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11 Strategic Home Upgrades to Slash Your Insurance Premiums in 2026
Stop viewing your premium as a fixed cost. We break down 11 high-impact upgrades—from Class 4 roofing to automated mitigation—that pay for themselves through massive insurance discounts.
Adams Kotel

How Can I Get Homeowners Insurance After Non-Renewal? A 30-Day Survival Guide
Receiving a cancellation notice is terrifying, but it's not the end. We provide a step-by-step roadmap to finding coverage, avoiding forced-place insurance, and fixing the "Red Flags" on your property.
Adams Kotel

The Usage-Based Revolution: Are "Plug-In" Devices Dead? The Rise of OEM Telematics
The OBD-II dongle is obsolete. In 2026, your car is already talking to your insurer. We explore the shift to embedded telematics, the "Privacy vs. Discount" trade-off, and what data your vehicle is really sharing.
Julian Vance
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